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Top up Visa and Mastercard with Paynet and pay with your smartphone

Many people have already experienced the convenience of Apple Pay and Google Pay. Paynet makes it easy to top up Visa and Mastercard cards, so you can pay with your smartphone at shops, cafés, and other locations that support contactless NFC payments.
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How to top up your card

Paynet offers two transfer services: Visa Direct for Visa cards and MoneySend for Mastercard. You can top up your card through the Paynet mobile app. Visa Direct top-ups are also available through self-service kiosks and agents.

Visa top-up terms

Mastercard top-up terms

After topping up your card, you can add it to Google Pay or Apple Pay, provided that your card and issuing bank support the relevant service. Once set up, you can make contactless payments by simply holding your smartphone near a compatible payment terminal.

This makes everyday purchases more convenient: just tap your smartphone to pay. There is no need to carry your physical card or enter your PIN every time.

Top up Visa and Mastercard with Paynet and pay with your smartphone