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Paynet offers two transfer services: Visa Direct for Visa cards and MoneySend for Mastercard. You can top up your card through the Paynet mobile app. Visa Direct top-ups are also available through self-service kiosks and agents.
Visa top-up terms
Through the Paynet mobile app: a 1% transfer fee.
Through kiosks and agents: a 2% fee.
Single transfer limits: from UZS 10,000 to UZS 10,000,000 through the mobile app, and from UZS 1,000 to UZS 1,000,000 through kiosks and agents.
Mastercard top-up terms
To cards issued by Uzbekistani banks via the Paynet mobile app: a 1% transfer fee, with a minimum fee of UZS 3,000.
To international cards via the Paynet mobile app: a 2% transfer fee, with a minimum fee of UZS 30,000.
Single transfer limit via the mobile app: from UZS 10,000 to UZS 13,000,000.
Via self-service kiosks: local Mastercard cards can be topped up with a 2% transfer fee. The single transfer limit ranges from UZS 200,000 to UZS 10,000,000.
After topping up your card, you can add it to Google Pay or Apple Pay, provided that your card and issuing bank support the relevant service. Once set up, you can make contactless payments by simply holding your smartphone near a compatible payment terminal.
This makes everyday purchases more convenient: just tap your smartphone to pay. There is no need to carry your physical card or enter your PIN every time.
20.08.2026
Xolis has introduced the ability to issue electronic invoices (e-invoices), meaning platform users can now officially work not only with consumers but also with entrepreneurs and companies under contract.
20.08.2026
On August 18, a physical crypto shop, Voluto, opened in Tashkent with the support of Paynet.
12.08.2026
From August 24 to 26, Tashkent will host the first international Silk Road Finance & Technology Forum, Uzbekistan's leading platform for dialogue on finance, innovation, and policy in fintech. Paynet will serve as the forum's key partner.